Art 25. Assignment, cancellation and expiry
25.1 Without the prior consent of the Company, no party shall be entitled to create a charge on or assign the rights under the insurance.
25.2 If Annual Travel has been chosen, the insurance is automatically renewed on each policy anniversary. The insurance can be cancelled by the policyholder or by the Company at the policy anniversary with 1 month's written notice.
25.3 When a claim has been filed, the insurance can be cancelled with 1 month's notice by the policyholder or by the Company within 14 days after the reimbursement has been effected or rejected by the Company.
25.4 The Company's liability shall automatically cease at the end of the insurance period, including liability for ongoing treatment, consequential damages and after effects of any injury or illness incurred during the insurance period. Accordinly, upon expiry of the insurance, the right to compensation shall cease, including the right to compensation for claims which are filed later than six months after the termination of the insurance.
If Annual Travel has been chosen, cf Art 2.3 the insurance period shall for the purpose of this Article 25.4 also mean each travel period of a maximum of one month.
25.5 The insurance period can be extended up to 48 hours with no extra premium charge if the return of the insured is delayed without the insured being responsible for the delay.
25.6 Where upon taking out the insurance or subsequently, the policyholder or the insured has fraudulently disclosed incorrect information or withheld facts which may be regarded as being of importance to the Company, the insurance contract shall be void and shall not be binding on the Company.
25.7 The Company can stop or suspend an insurance product at 3 months' notice prior to the policy anniversary.
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