Art 23. Payment of premium
23.1 Premiums, including renewal premiums for Annual Travel, are determined by the Company and shall be payable in advance for the whole insurance period before the commencement of the insurance.
23.2 The policyholder shall be responsible for punctual payment of the premium to the Company.
23.3 In the event of failure to pay before the date of commencement of the insurance, the insurance shall not be effective and the Company shall not become liable.
23.4 Refund of premium is possible only if a written request is received by the Company prior to the commencement date of the insurance. The Company will charge a fee in connection with refund of premium. After the commencement date of the insurance, the premium is considered fully earned and non-refundable.
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Art 24. Necessary information to the Company
is a linked insurance agency offering products from;
boat and golf insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
dental and medical insurance plans
English insurance agent in Spain
health insurance Czech Republic
international health, medical and travel insurance cover
international travel insurance
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)